Member Login

Blue Lines


is a professional liability insurance company formed in 2003 by Emergency Medicine physicians seeking a viable, long-term alternative to the traditional insurance market.


As a predominantly single-specialty RRG insuring Emergency Medicine groups, our core business focuses on Emergency Medicine residency trained and Board Certified professionals. Coupled with stringent underwriting and an emphasis on strong patient safety and risk management, our formula has proven to be successful.


EMPAC is managed by a Board of Directors appointed by its members. The Board of Directors includes practicing insured physicians and experienced insurance professionals. EMPAC Managers, the Attorney-In-Fact, supervises the daily operations for EMPAC RRG. Involvement from all members interested in participating in Board and Committee meetings is strongly encouraged.


We are a strong financial organization with a commitment to long term stability. EMPAC embodies the future of a successful alternative to the traditional insurance products:


For Emergency Medicine Physicians,
By Emergency Medicine Physicians.


This electronic information is published by EMPAC, a risk retention group, for educational purposes only and is not intended to be a solicitation or sale of insurance to any person not eligible for membership or in states where the risk retention group has not filed its registration as required by the federal Liability Risk Retention Act of 1986 (LRRA). Risk retention groups operate under the federal Liability Risk Retention Act of 1986 and provide insurance for the common liability risk exposure of eligible group members.


Policies issues by a risk retention group may not be subject to all of the insurance laws and regulations of your state. State insurance insolvency guaranty funds are not available for risk retention groups. This electronic information is intended solely to provide general information and is not intended to constitute legal advice. If legal advice is desired or needed, an attorney should be consulted.

Orlando Website Design by ProtoFuse