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Blue Lines
has established itself nationally as a leading Emergency Medicine specialty-focused carrier. Careful selection of risk, effective delivery of patient safety information, tough and expert claims management, and products that better meet the multifaceted needs of today’s Emergency Medicine groups has led to EMPAC’s overall rate stability, financial success and recognition.

EMPAC’s most important ingredient for success is the input received from its insured physician leaders. Through participation in governance, they have guided the development of products and services as well as administrative policies and organizational strategies that sets EMPAC apart.

EMPAC is committed to meeting the liability needs of today’s Emergency Medicine groups by mitigating risks, sharing control, creating stability and being the clear alternative to the traditional malpractice carrier.

At EMPAC, we value your input, your contribution
and your loyalty. As physician-owners you are
encouraged to participate in the control,
governance and direction of your company.


EMPAC leaders and staff are all experts in their respective fields. From underwriting to claims management, your practice is in the hands of some the best in the industry. Not to mention the invaluable knowledge you bring to the table as successful EM physicians and business owners.

EMPAC’s performance is continually rated “A”
by Demotech; and AMTrust, our reinsurance
partner, is rated “A” by A.M. Best. Excess
profit distribution goes exclusively to active
members through dividends.


EMPAC understands what is important to you: patient care and hospital satisfaction. Our patient safety & risk management program is built to promote safe practice and quality of service. By sharing our knowledge on the latest trends, we put you at the forefront of your specialty.

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